Active Cash® from Wells Fargo

The Wells Fargo Active Cash® card, issued by Wells Fargo and operating on the Visa network, offers practical benefits including cell phone protection and rental car insurance. Cardholders can receive up to $600 of cell phone protection against damage or theft, subject to a $25 deductible, and reimbursement for covered damage or theft when renting cars using the card.

In addition to its perks, the Active Cash® card provides a signup bonus of $200 cash back after spending $500 within the first 3 months of account opening. With a competitive introductory APR of 0.00% for 15 months on purchases and balance transfers (followed by an APR ranging from 20.24% to 29.99%) and no annual fee, this card caters to individuals with a recommended FICO credit score range of 690 to 850 seeking practical benefits and rewards.