Secured Visa® from U.S. Bank

The Secured Visa® card, issued by U.S. Bank and operating on the Visa network, is designed to help individuals establish or rebuild their credit. This card does not offer rewards earning rates, statement credits, or additional perks and benefits. With a credit history generally not required for eligibility, the Secured Visa® card serves as a valuable tool for those looking to improve their creditworthiness.

While the Secured Visa® card lacks rewards or perks, it provides an opportunity for individuals with limited or damaged credit to access a credit card. With an APR of 29.24% for purchases and balance transfers, as well as a 3.0% foreign transaction fee, cardholders should use this card responsibly to avoid high interest charges and fees while building their credit.