Cash+® Secured Visa® from U.S. Bank
Build Credit with Cash Rewards.
The Cash+® Secured Visa® card, issued by U.S. Bank and operating on the Visa network, offers a secured credit card option with cash rewards. Cardholders earn 5% cash back on prepaid hotel, airfare, and rental car reservations made directly through the Rewards Travel Center. However, no rewards are provided for other spending categories. With no annual fee and a credit history generally not required, this card serves as a suitable option for individuals looking to build or rebuild their credit.
While the Cash+® Secured Visa® card lacks statement credits and additional perks, its straightforward rewards structure and absence of an annual fee make it a practical choice for those seeking a secured credit card option. With an APR of 29.99% for purchases and balance transfers, as well as a 3.0% foreign transaction fee, cardholders should use this card responsibly to avoid high interest charges and fees.
