Altitude Go® Secured Visa® from U.S. Bank

The U.S. Bank Altitude Go® Secured Visa® is a secured credit card with rewards specifically designed for those who frequently spend on dining, food delivery, streaming, groceries, and gas. It offers competitive earning rates: 4x points on dining and food delivery, 2x points on streaming, groceries, and gas, and 1x point on other purchases. Additionally, cardholders receive a $15 annual credit for streaming service purchases. However, it's important to note that the card lacks significant perks and benefits, and its APR for purchases and balance transfers is relatively high at 29.99%.

This card is an ideal choice for individuals with limited or no credit history seeking to build their credit while earning rewards on everyday spending. The secured nature of the card requires a security deposit, which is typically equal to the credit limit. As the cardholder demonstrates responsible credit management, they may be eligible to graduate to an unsecured credit card and potentially receive a higher credit limit. The lack of an annual fee makes the Altitude Go® a budget-friendly option for those looking to maximize rewards without additional expenses.