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When you're considering a credit card, it's important to think about how long you plan to keep it. The length of time you plan to keep a card can have a big impact on its value to you. This is because many credit cards offer sign-up bonuses, rewards, and other benefits that are only available for a limited time. If you cancel a card before you've had a chance to take advantage of these benefits, you could be missing out on a lot of value. Conversely, if you keep a card for too long, you could end up paying more in fees than you're getting in benefits.