Secured Visa® Credit Card from First National Bank of Omaha
Building Credit with 1% Cash Back and No Annual Fee
The Secured Visa® Credit Card issued by First National Bank of Omaha offers a straightforward approach to building or rebuilding credit. With a recommended credit score range of 300 FICO to 629 FICO, it provides a path for those looking to improve their credit history. The card earns 1% cash back on all purchases, making it a simple choice for earning rewards without category restrictions. However, applicants should note the high APR of 25.49% for purchases and balance transfers, alongside a 5.00% fee for balance transfers. While it lacks an annual fee, the card imposes a 3.0% foreign transaction fee, which may deter international use.
