Citi Premier® from Citibank

The Citi Premier® Card is a Mastercard-branded card issued by Citibank. It offers a competitive reward structure, earning 3x Citi ThankYou Points per dollar spent on hotel accommodations, airfare, gas stations, groceries, and dining at US restaurants. All other purchases earn 1x point per dollar. New cardholders can earn a generous 60,000 bonus points after spending $4,000 within the first three months of account opening.

While the card lacks notable perks and benefits, it does feature a $100 annual statement credit for hotel stays of $500 or more booked through thankyou.com. The Citi Premier® Card comes with an annual fee of $95 and has a moderate APR range of 21.24% - 29.24% for both purchases and balance transfers. The recommended FICO credit score range for eligibility is 690 - 850. Overall, the Citi Premier® Card is a solid option for frequent travelers and diners who value flexible rewards and a reasonable annual fee.