Citi Double Cash® from Citibank
Earn 2% cash back on all purchases with no annual fee.
The Citi Double Cash® credit card offers a straightforward cash back rewards program, earning 2% on every purchase with no categories or limits. However, it lacks additional rewards, perks, or statement credits commonly found on other cards. Despite a competitive annual fee of $0, the card does come with a relatively high APR range of 19.24% - 29.24%. It also charges a 3.00% balance transfer fee and a 3.0% foreign transaction fee, which may be drawbacks for some users.
Eligibility for the Citi Double Cash® card generally requires a FICO credit score within the range of 580 - 850. The card's primary strength lies in its simple and unlimited cash back earning potential, making it appealing to individuals who value consistent cash rewards on all purchases. However, it may not be the best option for those seeking additional perks, rewards flexibility, or a low interest rate.
