Sapphire Reserve from Chase

Premium rewards card with a $550 annual fee and perks like airport lounge access, travel credits, and high earning rates for travel and dining.

Crunchly assessment of Sapphire Reserve from Chase

The Chase Sapphire Reserve is a premium credit card offering generous rewards, perks, and benefits. Earn 10x points on dining, hotels, and car rentals, 5x points on flights, and 3x points on general dining. This card comes with a hefty $550 annual fee, but it also offers valuable credits and perks, such as $300 in annual travel credits, complimentary airport lounge access, and statement credits for Global Entry and TSA PreCheck.

The Sapphire Reserve's standout features include its exceptional rewards earning potential, comprehensive travel insurance and protection, and access to exclusive experiences and events. However, the high annual fee makes it suitable primarily for frequent travelers or individuals who can maximize its rewards and benefits. Its strong eligibility criteria with a recommended FICO score range of 720-850 further emphasizes its exclusivity and target audience.