Chase Sapphire Preferred® from Chase

The Chase Sapphire Preferred® card from Chase offers robust benefits for frequent travelers and everyday spenders alike. It earns Chase Ultimate Rewards points at competitive rates, including 5x points on travel purchased through Chase Travel, 3x points on dining and select streaming services, and 1x points on all other purchases. New cardholders can earn 75,000 bonus points after spending $4,000 in the first 3 months. Additional perks include up to $50 in statement credits annually for hotel stays through Chase Travel and up to $15 in quarterly statement credits on Instacart+ memberships through July 2024. With a reasonable $95 annual fee and no foreign transaction fees, it's designed for those with good to excellent credit.

This Visa card also includes valuable benefits like rental car insurance and a complimentary year of DashPass membership, offering unlimited deliveries with $0 delivery fees from DoorDash and Caviar. With points that don't expire as long as the account is active, and the flexibility to transfer points to airline and hotel partners at a 1:1 ratio, the Chase Sapphire Preferred® card provides long-term value for travelers and everyday spenders seeking versatile rewards and useful perks.