Instacart Mastercard® from Chase

Cash Back Rewards on Groceries and Travel with No Annual Fee

Crunchly assessment of Instacart Mastercard® from Chase

The Instacart Mastercard® issued by Chase offers straightforward cash back rewards with a focus on everyday spending categories. Cardholders earn 5% Cash Back on purchases made through the Instacart platform, covering groceries from a wide array of retailers across North America. Additionally, it provides 5% Cash Back on travel bookings through Chase, including hotels and airfare. For other categories like dining, gas, and streaming services, rewards range from 1% to 2% Cash Back, making it a competitive choice for consumers who frequently use Instacart and enjoy travel perks.

This card appeals to individuals seeking flexible rewards without the complexity of points systems, complemented by a $50 Instacart credit upon approval. With no annual fee and a variable APR ranging from 20.24% to 28.99%, it targets applicants with a recommended FICO credit score starting from 690, ensuring accessibility for a broad range of credit profiles.