IHG One Rewards Premier Credit Card from Chase

The IHG One Rewards Premier Credit Card by Chase offers robust benefits for frequent travelers and hotel enthusiasts. Earn 140,000 bonus points after spending $3,000 within the first 3 months, plus an additional 10,000 bonus points annually upon spending $20,000. Cardholders earn up to 26x points per dollar spent at IHG hotels, including bonuses for IHG loyalty and Platinum Elite status, and 5x points on airfare, dining, and gas. Additional perks include a complimentary DashPass membership, TSA PreCheck or Global Entry fee credit, baggage insurance, and automatic Platinum Elite status, enhancing both travel convenience and rewards potential.

This Mastercard is ideal for travelers seeking substantial rewards on hotel stays and everyday purchases, with a manageable $99 annual fee. While the variable APR for purchases and balance transfers ranges from 21.49% to 28.49%, the card's rewards structure and comprehensive travel benefits make it a compelling choice for those with a FICO score of 690 or higher looking to maximize their travel rewards.