Chase Freedom Flex® Credit Card from Chase
Earn cash back on every purchase with no annual fee

The Chase Freedom Flex® Credit Card offers a competitive cash back rewards program for everyday spending. Cardholders earn 5% cash back on rotating categories, which include gas stations, grocery stores, online shopping, and other popular choices. The base earning rate for all other purchases is 1% cash back. A noteworthy perk is the quarterly activation of these 5% categories, allowing users to tailor their rewards to their spending habits. The card also features a generous $200 sign-up bonus after spending $500 within the first three months of account opening.
In terms of additional benefits, the Chase Freedom Flex® Credit Card provides cell phone protection and rental car insurance. The cell phone protection offers coverage against theft or damage, while the rental car insurance covers most cars in the U.S. and abroad. It's important to note that the card charges a 3% foreign transaction fee, but this is common among many credit cards. Overall, the Chase Freedom Flex® Credit Card is a well-rounded option for consumers looking for a no-annual-fee card with flexible cash back earning potential and valuable perks.