Venture Rewards from Capital One

The Capital One Venture Rewards credit card, issued by Capital One and operating on the Visa network, offers a straightforward rewards system with Capital One Miles as its currency. Cardholders earn 5X miles on hotel and rental car bookings made through Capital One Travel, while all other purchases accrue miles at a rate of 2X per dollar spent. Additionally, new cardholders can earn a generous signup bonus of 75,000 miles after spending $4,000 on purchases within the first 3 months of account opening.

Complementing its rewards program, the Venture Rewards card provides valuable perks such as Hertz Five Star® rental car status, up to a $100 credit for Global Entry or TSA PreCheck®, and auto rental collision damage waiver insurance. With an annual fee of $95 and an APR ranging from 19.99% to 29.99%, this card is suited for individuals with a recommended FICO credit score range of 690 to 850.