Platinum Mastercard® from Capital One from Capital One
This no annual fee Mastercard offers a high ongoing APR and is geared toward those with fair credit.
The Platinum Mastercard® from Capital One is a no-annual-fee credit card designed for individuals with fair credit. It offers a straightforward way to manage everyday purchases and build credit history. The card does not include a rewards program or introductory APR offers, making it a suitable option for those primarily focused on responsible credit usage rather than maximizing rewards or financing large purchases.
Cardholders should be aware of the card's high ongoing APR for purchases and balance transfers. With no introductory 0% APR period, it's important to pay balances in full and on time to avoid incurring interest charges. The card also charges a balance transfer fee, making it less ideal for consolidating existing debt. Overall, the Platinum Mastercard® from Capital One is a simple, no-frills credit card option for individuals looking to establish or rebuild credit.
