Upromise® Mastercard® from Barclays
1.529% Cash Back, $100 Bonus, and No Annual Fee

The Upromise® Mastercard® from Barclays offers straightforward cash back rewards, earning 1.529% on all purchases, ensuring simplicity and flexibility in reward redemption. New cardholders can earn a $100 cash back bonus after spending $500 within the first 90 days. The card features a variable APR for purchases ranging from 20.24% to 29.99%, along with a 0% introductory APR on balance transfers for the first fifteen billing cycles (5% fee applies). There's no annual fee, making it an attractive option for those with excellent credit scores (700 FICO - 850 FICO).