Apple Card from Apple
Tech-forward card offers 3% cash back on select purchases and prioritizes security with unique transaction numbers.
The Apple Card, issued by Apple in collaboration with Goldman Sachs and Mastercard, emphasizes security and privacy with unique card numbers for each transaction and robust data encryption. This Mastercard, benefiting from global acceptance and comprehensive payment processing services, caters to Apple enthusiasts and those seeking a modern, tech-forward credit card experience. The card's rewards system is straightforward, offering cash back for added flexibility and tangible benefits, such as direct savings on credit card statements.
Cardholders earn 3% cash back on rideshare services like Uber, gas purchases at Exxon and Mobil, and food delivery or online shopping through Uber Eats when using Apple Pay. All other purchases earn 2% cash back with Apple Pay. The Apple Card does not charge an annual fee or foreign transaction fees, making it appealing for international travelers. However, it does not support balance transfers and has an APR range of 19.24% to 29.49%. Applicants need a FICO credit score between 690 and 850 to qualify for the Apple Card.
