American Express Gold from American Express
Earn high rewards on airfare, groceries, and dining, plus annual statement credits for hotels, ridesharing, and dining.
The American Express Gold Card is a premium rewards card that caters to individuals with a penchant for travel and dining. Cardholders earn a generous 4x Membership Rewards points at restaurants globally, U.S. supermarkets (up to $25,000 annually), and for takeout and delivery. Additionally, the card offers 3x points on flights booked directly with airlines or through amextravel.com. All other purchases earn 1 point per dollar spent. The card boasts a substantial welcome bonus of 90,000 Membership Rewards points after spending $6,000 within the first six months, making it an attractive option for those seeking a lucrative initial rewards boost.
Beyond its impressive rewards program, the American Express Gold Card provides a suite of statement credits designed to offset its $250 annual fee. Cardholders can enjoy up to $120 in annual Uber Cash for rides or Uber Eats orders, up to $150 in annual statement credits for hotel bookings through Delta, and up to $120 in dining credits across various partners. While the card doesn't offer balance transfer capabilities, its APR for purchases ranges from 21.24% to 29.24%. With a recommended FICO score range of 690-850, the American Express Gold Card is tailored to individuals with good to excellent credit who seek to maximize their rewards on dining, travel, and groceries.
