Blue Cash Everyday from American Express

The Blue Cash Everyday Card from American Express offers a simple cash back rewards program with bonus categories for everyday spending. Cardholders earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), U.S. gas stations (on up to $6,000 per year in purchases, then 1%), and online retail purchases (on up to $6,000 per year in purchases, then 1%). All other purchases earn 1% cash back. The card also offers several statement credits, including a $7 monthly credit for eligible subscriptions to the Disney Bundle and up to $15 back per month on Home Chef meal kit subscriptions.

The Blue Cash Everyday Card has no annual fee and offers a 0% introductory APR on purchases and balance transfers for the first 15 months from account opening. After that, the variable APR will be 19.24% - 29.99%, based on creditworthiness. The card also has a 3% balance transfer fee and a 2.7% foreign transaction fee. Overall, the Blue Cash Everyday Card is a good option for consumers who want a simple cash back card with bonus rewards on everyday spending categories and no annual fee.